Are You Protected?

Are You Protected?5 Reasons Why Every Employer Needs EPLI

Employment Practices Liability Insurance is one of the most important types of coverage for your business. It protects you, as the employer, against lawsuits from past and present employees with coverage for a wide range of employment-related risks like wrongful termination, harassment, discrimination, retaliation, and more.

In today’s highly litigious society, nearly 75% of all lawsuits against businesses are related to employment disputes. More than 40% of those are brought against private employers who have less than 100 employees. If that isn’t enough to convince you that you need EPLI, here are 5 reasons why you shouldn’t be without it:

  1. The United States Equal Employment Opportunity Commission (EEOC) files over 90,000 employee charges annually, and employees win 70% of jury trials.
  2. Small to mid-size businesses with 15 – 250 employees face more frequent law suits than larger businesses.
  3. The average cost to defend an EPLI claim is $150,000 and the average settlement is $200,000.
  4. In the past twenty years, employee lawsuits have risen by over 400% and continue to climb.
  5. Standard general liability policies do not include employee lawsuits and discrimination charges.

Employment Practices Liability Insurance is a necessary tool to protect businesses from lawsuits brought on by their employees. The most vulnerable companies are small businesses who cannot afford in-house legal support, but similarly, also cannot afford the risk of crippling lawsuits.

Protect your business with EPLI by consulting our team of experts, who can assist in choosing the best options for EPLI and other combined benefits and services.


  • By admin
  • 07/24/2018
  • PEO (Professional Employer Organization), Human Resource, Co-Employment, Employee Leasing